Terms & Conditions
Version 1.1 — 16 August 2025
Acceptance of Terms
These Terms govern your access to and use of our website (the “Website”). By visiting or using the Website, you accept these Terms. If you do not agree, do not use the Website. We may update these Terms from time to time by posting a new version on the Website; continued use after changes means you accept the updated Terms.
Key definitions
● “We,” “us,” “our,” or the “Website owner” means Paylander.
● “You” means the visitor or user of the Website.
● “Content” means any text, graphics, logos, images, layout, design, or other materials displayed on or made available via the Website.
Intellectual property
Unless otherwise stated, all Content is owned by us or our licensors and protected by applicable intellectual property laws. We grant you a limited, non-exclusive, revocable license to view the Website for personal, non-commercial use. You must not, without our prior written permission:
● remove or alter copyright, trademark, or proprietary notices;
● misrepresent the origin or ownership of any Content;
● copy, reproduce, distribute, publicly display, or reuse Content for commercial or public purposes.
Unauthorized use may lead to civil and/or criminal liability.
Permitted use & sharing
You may:
● browse and reference publicly available pages for personal use;
● share links to our pages for non-commercial, informational purposes with appropriate credit;
● quote brief, non-substantial excerpts with proper attribution where legally permitted.
Any broader reuse, republication, or redistribution requires our prior written consent.
Prohibited activities
You agree not to:
● use the Website for unlawful, misleading, or harmful purposes;
● attempt to bypass or test security or authentication measures;
● introduce malware, viruses, spyware, or similar harmful code;
● use automated tools (bots, scrapers, crawlers) to copy or extract Content;
● interfere with the normal operation, availability, or integrity of the Website;
● access or attempt to access non-public areas, systems, or servers.
We may suspend or terminate access if we believe these rules are breached.
Third-party sites & resources
The Website may link to third-party websites or resources for convenience. We do not control, endorse, or guarantee third-party content, security, or availability and are not responsible for any loss or damage arising from your use of them. Review the applicable terms and privacy policies of those third parties before engaging.
Disclaimers
The Website and all Content are provided “as is” and “as available.” To the fullest extent permitted by law, we make no warranties—express, implied, or statutory—regarding, for example:
● continuous, timely, or secure access;
● freedom from errors, defects, or harmful components;
● accuracy, completeness, reliability, or currency of Content;
● fitness for a particular purpose or non-infringement.
Your use of the Website is at your own risk.
Limitation of liability
To the maximum extent allowed by law, Paylander and its affiliates shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost data, or business interruption, arising out of or relating to:
● use of or inability to use the Website;
● errors or omissions in Content;
● technical issues, interruptions, security vulnerabilities, or harmful components;
● reliance on any information available on the Website;
● third-party content, services, or links.
Nothing in these Terms excludes liability that cannot lawfully be excluded.
Changes to the Website
We may modify, update, restrict, suspend, or discontinue any feature or Content at any time without notice and without liability, including:
● updating, adding, or removing pages or materials;
● implementing technical or security changes;
● limiting access to parts or all of the Website;
● temporarily or permanently taking the Website offline.
Privacy & data practices
We may collect limited, non-personally identifiable information (e.g., browser type, pages visited, usage patterns) to maintain and improve the Website. For details about what we collect, how we use it, and your choices, please review our Privacy Notice and Cookie Notice. We do not sell, lease, or trade user data, and we do not share personal information without consent or legal obligation.
Termination of access
We may restrict, suspend, or permanently terminate your access to the Website at our discretion, including for:
● repeated or serious IP infringement;
● prohibited, unlawful, or malicious activities;
● attempts to bypass security or gain unauthorized access;
● conduct we deem to compromise the integrity, security, or usability of the Website.
We may also seek legal remedies where appropriate.
Governing law & jurisdiction
These Terms are governed by the laws of the relevant applicable jurisdiction, without regard to conflicts of law principles. Disputes arising out of or relating to these Terms or the Website shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction. You agree to:
● waive objections as to forum or venue;
● submit to personal jurisdiction; and
● first seek to resolve disputes amicably (e.g., negotiation or mediation) before starting formal proceedings, where feasible.
Miscellaneous
● Severability. If any provision is found unenforceable, the remaining provisions remain in full force and effect.
● No waiver. A failure or delay to enforce a provision is not a waiver of rights.
● Assignment. You may not assign or transfer rights under these Terms; we may assign our rights in connection with a merger, acquisition, or asset transfer.
● Entire agreement. These Terms constitute the entire agreement between you and us regarding Website use and supersede prior or contemporaneous understandings on that topic.
Contact
Questions about these Terms? Please contact us using the communication methods listed on the Website. If you’re unsure about any part of these Terms, reach out before continuing to use the Website.